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Insurance Centre 9 Tips to Lower Van Insurance

1. Increase Your Voluntary Excess – The excess is the first part of a claim and it is paid by you. Often this is set at about £100 by the insurer. By increasing the amount you pay in voluntary excess, you can lower your premiums—and you can really lower them, sometimes up to 60% just by increasing the amount you pay IF you make a claim. By the way, you can get this cost back if the claim is deemed ‘non-fault’ by your insurer.

2. Prove Your Experience – Proving your experience can help you decrease the cost of your van insurance. Some van insurance companies apply discounts if you can show proof of driving other company vehicles. It is possible to protect the no–claims bonus simply by paying a protection fee, meaning if you do need to make a claim, your no–claims bonus is not affected. Get a quote now.

3. Declare Your No Claims Bonus – Some van insurers will “mirror” your no claims bonus from your car onto your van; it is really worth checking this out. Just remember that you are unable to transfer this bonus from car to van…only “mirror” it.

4. Bumper Sticker – A little known step you can take to lower your premiums is placing a bumper sticker on your van, which asks people to phone if you drive poorly.

5. Improve Your Security – Lowering the risk, by protecting and improving your van’s security will lower your insurance costs. By storing your van in a garage or installing an alarm your insurer will most likely lower your premium.

6. Drive Less – This maybe hard to do, especially if you use the van for work but the less mileage you put on your van then the less expensive the premium should be.

7. Trailer Weight – Many van drivers need to tow trailers and machinery. The most important factor to look at when towing a trailer is to check its weight. Remember not to exceed the weight limits of your trailer, this is illegal and can result in penalty points, and it will increase your van insurance.

8. Van Size – In this case, size does matter. When buying a van, consider the engine size and van size. Generally bigger vans mean bigger van insurance premium.

9. Shop Around – There are many different insurers with a variety of policies and rates. We’ve selected a few top van insurance special offers from names you know and trust. Just click, fill out a quote form and instantly get free quotes from top van insurance providers. Select the lowest rates and save. It’s that simple. Get a quote now.

Get a van insurance quote now from names you know and trust.