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Finding great classic car insurance cover should be quick and easy. Autonet classic car insurance is one of the UK’s leading classic car specialist insurance brokers. They maintain their excellent prices by comparing top classic car insurers for each car policy. It means you get a great deal with the very best price from each comparison. Just click, fill out a quote form or ring them, and instantly get a free classic car quote. Select the lowest rates and save. Itís that simple.
There is a difference between classic car insurance and normal car insurance. The main difference being the restricted mileage classic car insurance has. Other features consist of familiar extras which are sometimes included or optional such as loan car, windscreen cover and breakdown cover, it is important to check the specific classic car insurance policy that interests you.
There are three terms used to describe vehicles of the past era, and a classic car insurance policy can be used across all three categories.
The first is ‘Veteran cars’, these were manufactured before 1903.
The second is ‘Vintage cars’, manufactured between 1903 and 1933.
Third is ‘Classic cars’ and these tend to be at least fifteen years old.
If you are thinking of purchasing a car and are unsure if it is a classic or not, then check with your insurance company, especially as the definition of the term ‘classic’ can vary depending on the insurer. Usually, it is large insurance companies who do not provide classic car insurance packages, but will; provide the same level of cover as those who drive a typical car seen on the roads every day.
It is widely reported in the motoring press that classic car insurance cover is far cheaper than a modern car policy, but it is important to be well informed and vigilant. The condition and scarcity of a classic car can vary greatly. An owner's perception of the value of their beloved motor can very easily be at odds with the car insurance company valuation. Take out a guaranteed valuation when insuring your car. Lastly, is to search for a specialist insurer. This company is more likely to provide specialist classic car insurance cover, hence primarily providing a better rate.
A genuine agreed valuation is the value guaranteed by the insurance company should the classic car be stolen or written off. Make sure that the valuation is in fact ‘guaranteed,’ as some insurance companies have refused to pay out the full amount, despite the owner thinking they were fully covered.
There is also an option of ‘Salvage Retention.’ This is very important for owners of veteran, classic or vintage vehicles, as this policy allows the owner to keep the wreck after an accident as a potential to rebuild or source off parts. Carefully read the review conditions on this though, as some insurers add an extra cost to this or the vehicle has to be of a certain age.
The secret to finding your best classic car insurance deal is to find a specialist classic car insurers who will understand your profile better than your ‘average’ car insurer and AutoNet offers that level needed of support.