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Finding great breakdown cover should be quick and easy. The choice that stands out above all others is Green Flag. For the 5th year in a row, Your Money magazine has named Green Flag ‘The Best Online Breakdown Cover provider’ in the UK. Just click, fill out a quote form, and instantly get a free breakdown cover quote from Green Flag. Select the best option for you. It's that simple.
Car breakdown cover insurance in UK is specifically designed to protect you in case your car breaks down. It is not designed to protect you for any other type of accident; it is a purely breakdown cover only.
If you have ever had your car broken down then you will know just how frustrating it can be. If you do not have adequate insurance then you will end up having to pay out for vehicle removal costs, a courtesy car and repair costs. The trouble is, many drivers just assume that car breakdown insurance comes as standard with all insurance policies. This unfortunately isn’t true and in fact, most insurers charge extra for this specific cover.
How Car Breakdown Cover Insurance Works? What you need to look for in a good car breakdown insurance policy is fast service. If you get a break down, the last thing that you want is to wait for hours until help arrives. After all, you are paying good money for protection in case you do breakdown. So if it happens you want your insurer to help you out as soon as possible. Ask what the average time it takes to reach a call out. If they canít tell you, donít buy the cover. 60 minutes is reasonable. Green Flag has an average of 40 minutes to reach a call out.
There are different types of car breakdown insurance covers available. When you take out a breakdown car cover insurance UK policy, there are a number of factors that it can cover. Roadside assistance, long distance recovery, no call out charges, local vehicle recovery and options if your car cannot be fixed, are all the important things that can be taken into account. It all depends upon your budget and what you would like to be covered for.
It could be that you could benefit just from a basic cover, or perhaps you might be looking for a more comprehensive breakdown cover and you would like as much protection as possible. It is advisable to know what you are looking for before you apply - that way you will know that you are getting the best breakdown car insurance to suit your needs.
One good thing to think about is whether you would like a courtesy car if you do break down. Some policies only include call out and towing charges only. However if that happens would you still be able to travel home and get out to work while your car is being fixed? The likely answer is no and so you will need to look into courtesy car options.
Overall car breakdown cover insurance in UK does come in extremely handy. However you should understand the different types of breakdown cover policies and your requirements before you actually apply.