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Insurance Centre 50 Plus

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Finding a great car insurance quote if you're 50-plus driver should be easy. RIAS car insurance, as specialist insurer providing high quality, low cost motor insurance, is an excellent choice for 50 plus drivers. RIAS car insurance is a name you know and trust – no matter what your age. Just click, fill out a quote form and instantly get free quotes. Select the lowest rates and save. It's that simple.

image RIAS Car Insurance for 50 Plus drivers
With over 850,000 customers, RIAS are able to negotiate competitive rates from their chosen insurers. RIAS offer:
• protected no claims discount
• 24-hour claims service
• free courtesy car while yours is being repaired
• fast repair service
• extra personal accident cover
• extra discounts for low annual mileage
• extra discounts for overnight garaging
• extra discounts for cars over 4 years old

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50 Plus Insurance Tips

According to the Association of British Insurers drivers aged over 70 are 13% more likely claim on their insurance than the drivers aged between 40 and 50.

You can probably predict the response from the insurance industry. Many insurance companies already think that drivers over 80 are as high a risk as the under 25's and charge premiums to match.

As the price of car insurance is based on historical claims experience, a 75 year old male driver can expect to pay at least 33% more than if he were aged 50. By the time the driver reaches 80 the premiums hit boy racer levels! So if you’re in your early 50's keep smiling at the lowest premiums you'll ever experience – they won't last forever!

The best advice is to build up a no claims record and as soon as possible and buy No Claims Protection. This protection cost a bit more but its well worth the money. Then make sure you pay for any small bumps yourself.